Campaign for Converse Bank female customers
The Campaign is valid for the period from February 2 to March 31, 2021 inclusively
Within the framework of the Campaign (hereinafter referred to as the Campaign), "Converse Bank" CJSC (hereinafter referred to as the Bank) will provide banking services packages (hereinafter referred to as the Package) to its female customers with the following conditions:
Group 1 |
||
Customer |
Female citizens of the Republic of Armenia over 18 years of age and/or resident customers who, at the time of applying to benefit from the Promotion, have a current time deposit with the Bank, which has been made before 31.12.2020. |
|
Scope of services included in the Package: |
Terms of campaign |
|
Woman's Card annual payment card service fee |
0 AMD |
|
Credit limit |
Type |
Decreasing limit, with no grace period |
Currency |
AMD, USD |
|
Amount |
500,000 AMD / 1,000 USD |
|
Annual nominal interest rate |
AMD - 15% / USD - 12% |
|
Actual annual interest rate * |
AMD - 16.78% / USD - 13.34% |
|
Credit history requirements |
At the time of granting the credit limit, according to the ACRA request and/or other sources of information available to the Bank, the customer should not currently have any classified and/or overdue loan obligation(s). |
|
Activation of "ConverseMobile" application * |
0 AMD |
|
"Visa Virtual" card issuance fee * |
0 AMD |
|
Mini Fob accessory issuance fee |
0 AMD |
|
Other terms and conditions in accordance with the Bank's respective terms of service |
Group 2 |
||
Customer |
18-year-old female RA citizen and/or resident customers who had a debit and/or settlement Mastercard Woman's Card in the Bank, which was closed by 31.12.2020, and who do not have another debit or settlement card valid at the time of applying for the promotion campagin. |
|
Scope of services included in the Package: |
Terms of campaign |
|
Woman's Card annual payment card service fee |
0 AMD |
|
Credit limit |
Type |
Decreasing limit, with no grace period |
Currency |
AMD, USD |
|
Amount |
250,000 AMD / 500 USD |
|
Annual nominal interest rate |
AMD - 17% / USD - 13% |
|
Actual annual interest rate * |
AMD - 19.12% / USD - 14.48% |
|
Credit history requirements |
At the time of granting the credit limit, according to the ACRA request and/or other sources of information available to the Bank, the customer should not currently have any classified and/or overdue loan obligation(s). |
|
Activation of "ConverseMobile" application * |
0 AMD |
|
"Visa Virtual" card issuance fee * |
0 AMD |
|
Other terms and conditions in accordance with the Bank's respective terms of service |
* Provision of the service is mandatory.
A maximum of one Package can be provided to each customer.
Loan interest is calculated based on the nominal interest rate applied to the deductible balance, and the actual annual interest rate shows how much the loan will cost you when you make timely interest payments and all the related mandatory fees and payments related to loan disbursement.
List of required documents
1 |
Application form |
2 |
Identity document, public service number, or a reference of not having received a Public service number (not required, if identification card is presented) |
3 |
Consent to make inquiries about borrower clients |
If necessary, other documents may be required |
Attention |
Due to the change in the foreign exchange rate, the actual annual interest rate and the amount of loan repayments may change. |
In accordance with the RA Law on Combating Money Laundering and Terrorist Financing, on the basis of the Know Your Customer Principle, the Bank may require the Customer to provide additional documents or other information, as well as ask questions during verbal communication, for the purpose of conducting due diligence of the Customer. |
The Bank may collect additional information in accordance with the terms of an agreement with the US Government under the Foreign Account Tax Compliance Act (FATCA) to determine your eligibility for being a US taxpayer. |
Your financial directory
Your financial directory at www.fininfo.am , is an electronic system combining services offered to individuals that makes it easy to search, compare and find the most effective option for you. https://www.fininfo.am/finhelper/index.php?type=cards.
Procedure for resolving disputes
Any disputes and disagreements between the Customer and the Bank shall be resolved first by mutual negotiation, and should the agreement not be reached by such methods, the disputes and disagreements shall be resolved in accordance with the procedure prescribed by the RA legislation both per court procedure, and through financial system obmudsman.
Notice on Financial System Mediator
Please be informed that according to the RA Law on Financial System Mediator, in case of property claims arising out of services rendered to you by Converse Bank CJSC, disputes and disagreements for not exceeding million AMD or equivalent foreign currency may be resolved through the Financial System Mediator.
According to an agreement between the Bank and the Office of the Financial System Mediator, the Bank waives the right to challenge the Financial System Mediator's decisions only in relation to property claims not exceeding 250,000 (two hundred and fifty thousand) AMD or equivalent currency, and on transaction amounts not exceeding 500,000 (five hundred thousand) AMD or equivalent foreign currency.
Address: 0010 Yerevan, Khorenatsi str. 15,
"Elite Plaza" business center, 7th floor
Email: [email protected]
Telephone: (+37460) 70-11-11
Fax: (+37410) 58-24-21:
Contact with the Bank
For more details and more information you can:
- visit the Bank's website at https://www.conversebank.am
- visit the Bank's Customer Service at the Head Office or any branch
- Call: 374 10 511211
- Viber: 374 95 511211
- Skype: conversebank-callcenter
Updated 02.02.2021 17:40