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Make online purchases from with installment loans

Loan limits Annual nominal interest rate Monthly service fee paid by the purchaser Maximum maturity of the loan
AMD 30,000 - 1,000,000 0% 1% of the initial loan amount 3-36 months

You can obtain installment loans at the following HayPost offices:

Postal index Address
0009 premise 1, 25 Koryun Str., Yerevan
0001 21 Nalbandyan Str., Yerevan
0012 19 Komitas Ave., Yerevan
0019 23 Baghramyan Ave., Yerevan
0020 31 Erebuni, Yerevan
0901 30 Hanrapetutyan Str., Armavir t.
2021 52 G. Lusavorich Str., Vanadzor t.
3104 5 Rizhkov Str., Gyumri t.
3201 19 Ankakhutyan Str., Goris t.

List of required documents

To get an installment loan, customers shall visit the postal office with a passport or ID card (originals of the documents are mandatory).

Resident customers who used Shopin services in 2017 will get the following:

  • Visa Gold and Visa Classic debit cards with 50% discount for the service fee throughout the validity term of the cards
  • opportunity to obtain Visa Virtual accounts with a credit limit on the following conditions:
Purpose of credit limit For making use of Shopin service provided by HayPost
Currency of Visa Virtual account AMD, USD, Euro
One-off fee for service of Visa Virtual account AMD 1,000
Interest rate for the used portion of the credit limit AMD 20%, USD and Euro 15%
Interest rate for the unused portion of the credit limit 0%
Maturity of the virtual account 24 months
Maturity of the credit limit 18-24 months
Type of credit limit non-restorable
Term of usage of the limit 2 months after opening
Amount of the credit limit AMD 100 000- 1 000 000 or its equivalent in foreign currency
Maximum daily limit of transactions with Visa Virtual account AMD 500,000, USD 1,000, Euro 1,000

To open a virtual account, it is necessary to visit one of the Bank’s branches in Yerevan, present a passport/identification card and public services number, as well as the identification number for ShopIn service.


  • Head office
  • "Avan" branch
  • "Araratyan" branch
  • "Davtashen" branch
  • "Zeytun" branch
  • "Erebuni" branch
  • "Central" branch
  • "Kilikia" branch
  • "Moskovyan" branch
  • "Nor Norq" branch
  • "Sayat-Nova" branch


Before visiting the branch, you can get an idea about the amount of the loan to be disbursed to you with the help of the calculator*.  

*The amount offered to you at the branch might be different from the amount on the calculator, depending on your credit history and other factors